Insurance guides
Nonprofit Insurance guides
Understand your coverage, spot common gaps, and know what to ask before you renew.
Nonprofit Insurance
1–12 of 18 guides
Faith-Based Nonprofit Insurance: Review Program Changes
A board review for faith-based nonprofits adding food pantries, transport or shared spaces: match each program to policy terms and document coverage gaps.
Behavioral Health Nonprofits: 4 Pain Points Reshaping 2026
Behavioral health nonprofit insurance: review clinical liability, sensitive records, staffing risks and coverage terms before renewal.
YMCA Insurance Coverage Gaps: Abuse, Umbrella, Facility Risks
See YMCA insurance coverage gaps in abuse exclusions, umbrella limits, transportation, and facility underwriting, and how BluePeak reviews policies.
Animal Rescue Liability: Foster Homes and Adoptions
The two exposures most often uninsured at a rescue are off-premises: the animal in a foster's home, and the one adopted out months ago. What to check.
Trainee, Employee or Neither: Who Covers the Injury?
Employee, trainee or volunteer? Participant status drives coverage for job training and placement nonprofits, and the host employer agreement settles it.
Gala and Special Event Gaps in Your Annual Policy
A nonprofit's annual liability policy is underwritten on ordinary operations. What changes on gala night: alcohol, venue contracts, auction lots, cancellation.
Nonprofit Insurance in Kansas: What Boards Need to Know
Kansas nonprofits get no charitable immunity. The GL, D&O, property and volunteer coverage boards need, plus state registration and workers' comp rules.
When a Data Claim Falls Between Cyber and E&O
For research nonprofits, a respondent data or reputational claim can land between the cyber policy and the professional liability form. Where the seam sits.
When the Freezer Fails: Insuring a Research Lab
A lab freezer fails and the samples are gone. The standard property form excludes both halves of that loss. What research organizations should check instead.
Spraying Invasives and the Pollution Exclusion
The standard liability form excludes pollution, and herbicide and restoration work sits inside it. What conservation nonprofits should check first.
Abuse & Molestation Coverage for Nonprofits Explained
Why abuse liability is carved out of general liability, who it protects, and the screening and supervision controls carriers require.
Nonprofit Workers' Comp: Employees vs. Volunteers
Who counts as an employee, how volunteers are usually treated, classification traps, and what drives a premium audit. Rules vary by state.
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