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Insurance guides

Clear answers to your insurance questions.

Understand your coverage, spot common gaps, and know what to ask before you renew.

Latest guides

1–12 of 87 guides

Small Business Insurance
•5 min read•Updated

BOP vs CPP: Choosing the Right Commercial Policy

Understand how a Business Owners Policy differs from a Commercial Package Policy. Learn what to evaluate before buying commercial coverage from BluePeak.

Insurance Basics
•4 min read

Missouri Minimum Wage Increase 2026: Wage Claims for Kansas Employers

Kansas employers with Missouri workers face a $15.00 minimum wage in 2026. Learn how EPLI responds to wage-and-hour claims and what to review before year-end.

Contractor & Trades
•5 min read

Snow Removal Contractors Insurance: Missouri and Kansas Buyer's Guide

What insurance do snow removal contractors in Missouri and Kansas need? A plain-English guide to liability, auto, workers' comp, and contract limits.

Professional Services
•6 min read

Staffing Agency Insurance: Coverage and Class Codes

Review staffing agency insurance, classifications and client contracts. Learn what to prepare for a coverage review with BluePeak.

Manufacturing
•10 min read•Updated

Food Manufacturer Insurance: Contamination Recall

How food product recall insurance responds to contamination: recall costs, destroyed inventory, buyer indemnity and the policy stack a manufacturer needs.

Professional Services
•9 min read•Updated

Technology D&O Insurance: Why It Is Hard to Place

Why technology companies struggle to place D&O insurance, how D&O differs from technology E&O and cyber, and what underwriters need to see in a submission.

Manufacturing
•8 min read•Updated

Metal Fabrication and Machine Shop Insurance

Metal fabrication and machine shop insurance: hot-work, equipment and product liability exposures, the six coverage lines a shop needs and what drives cost.

Trucking & Transportation
•5 min read•Updated

Trucking Insurance New Authority Guide: Getting Covered

New to trucking? Learn how to get commercial truck insurance with a brand-new MC, even with a thin record or a lease-on driver. Honest guide from BluePeak.

Trucking & Transportation
•4 min read•Updated

Cargo Insurance for Moving Companies: Coverage Guide

Learn how cargo insurance for moving companies differs from commercial auto and valuation protection. Review loading, storage, exclusions and quote requirements.

Trucking & Transportation
•8 min read•Updated

Insuring a 2-20 Power Unit Trucking Fleet

How a 2-20 power unit fleet is insured: auto liability, physical damage, cargo, general liability and workers' compensation.

Auto Dealers & Repair
•4 min read•Updated

Dealer Open Lot Insurance: Coverage and Cost

Dealer open lot insurance protects covered vehicle inventory. Compare garagekeepers, weather deductibles, inventory limits and what to prepare for a quote.

Small Business Insurance
•6 min read•Updated

Declined Commercial Insurance? What to Do Next

Declined commercial insurance? Confirm current coverage, understand the refusal and prepare a review of available alternatives before a policy lapse.

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